Here is another of our videos offering tips and inisights into the business of photography. a transcript of the video is included after the jump.
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TRANSCRIPT:Here are a few thoughts on the potential transition for you from staff to freelance and how much money you might want to have saved. I'm John Harrington. If you're a staff photographer you have a pretty good idea of what your monthly costs are for rent, your mortgage, gas, utilities, and so on and so forth. So you really need to understand that if you go from staff to freelance unexpectedly, you need to have a bare minimum of three months of savings and more likely six months of savings to really make it easy for you to make that transition. You can't always rely on the company providing you with some form of a separation package or some kind of package to let you go out and and leave the company comfortably and happily. You've need to have three to six months worth of savings based upon your current costs. You also need to understand that you can COBRA your insurance up to eighteen months according to the latest regulations. But you need to be prepared. Three to six months savings is really what you need to have so that you can be prepared for the staff to freelance transition.
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